Financial Solutions

Financial Solutions

At IOS, we understand the need for small and medium-sized businesses to have and explore a range of financing options to meet business needs.

In harnessing our extensive network in the financial community, IOS can source lenders or equity investors, best suited for your businesses financial needs. We maintain a long-term relationship with our clients, providing expert advice before and after the financing process.

We help our clients navigate their options for securing a range of loans to satisfy their capital needs Loans can help refinance existing debt, expand a business, fuel dreams to grow internationally, or simply lease new equipment. We understand the importance of cash flow to ensure businesses succeed.

We specialize in providing support in the following areas:

  • Working Capital Loans to ensure adequate cash flow at every stage of a business cycle.
  • Term loans to help purchase new or used capital assets, refinancing of existing debt, and business expansion and acquisitions.
  • Canada Small Business Financing Loans (CSBFL) to increase the availability of loans for establishing, expanding, modernizing and improving small businesses in Canada.
  • Trade Finance for international business growth, effective solutions are assessed, letter of credits and financing to assist with working capital is arranged.
  • Leasing to help businesses finance commercial equipment, vehicles, office furniture and much more.
  • Commercial Mortgage Financing for both owner-occupied and investment properties, including industrial buildings and complexes, commercial plazas, gas stations, apartment buildings, hotels, and motels.
  • Asset Based Lending (ABL) ideal for companies in transition, including start-ups, as well as companies growing organically, through merger or acquisition, or by refinancing existing debt or management buy-outs.